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ITT Technical Institute

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ITT Technical Institute
ITT Technical Institute campus Canton Michigan.JPG
ITT Tech's Canton, Michigan campus
MottoEducation for the Future
TypePrivate for-profit technical institute
Active1969 (1969)–2016 (2016)
ChairmanDarvey W. Hayes
PresidentEugene W. Feichtner[1]
Students40,015[2]
Location
Carmel
,
Indiana
,
United States
Campus130
Campus locationsApproximately 130 campuses
AffiliationsITT Educational Services, Inc. (1994–2016)
ITT Corporation (1965–1994)
Websiteitt-tech.info
ITT TI logo.PNG

ITT Technical Institute (ITT Tech) was a private for-profit technical institute with its headquarters in Carmel, Indiana and many campuses throughout the United States. Founded in 1969 and growing to 130 campuses in 38 states of the United States, ITT Tech was one of the largest for-profit educators in the US before it closed in 2016.[3]

The institute was owned and operated by ITT Educational Services, Inc. (Expert Market: ESINQ), a publicly-traded company headquartered in Carmel.[3][4] The company also owned and operated the Breckinridge School of Nursing and Health Sciences schools.[3][5]

In 1998, an ITT Tech whistleblower reported on the school's use of predatory recruitment practices.[6] In 2004, federal agents raided campuses in 10 states. However, the school continued to settle legal cases and collect billions of dollars in Pell Grants and federal student loans. Finally, in August 2016, following state and federal investigations, the United States Department of Education prevented students from using federally guaranteed student loans at ITT Tech locations. All ITT Tech campuses were closed the following month and ITT Tech filed for bankruptcy.[7]

In 2018, ITT Tech's court-appointed bankruptcy trustee sued the United States Department of Education and lenders to repay $1.5 billion in claims against ITT alleging that regulators took advantage of low-income students and neglected their oversight duties.[8] Three years later, the US Department of Education allocated $1.1 billion in relief to an additional 115,000 former ITT Tech students.[9]

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For-profit higher education in the United States

For-profit higher education in the United States

For-profit higher education in the United States refers to the commercialization and privatization of American higher education institutions. For-profit colleges have been the most recognizable for-profit institutions, but commercialization has been a part of US higher education for centuries. Privatization of public institutions has also been increasing since at least the 1980s.

Vocational education

Vocational education

Vocational education is education that prepares people to a skilled craft as an artisan, trade as a tradesperson, or work as a technician. Vocational Education can also be seen as that type of education given to an individual to prepare that individual to be gainfully employed or self employed with requisite skill. Vocational education is known by a variety of names, depending on the country concerned, including career and technical education, or acronyms such as TVET and TAFE.

Carmel, Indiana

Carmel, Indiana

Carmel is a suburban city in Indiana, United States, immediately north of Indianapolis. With a population of 100,777, the city spans 49 square miles (130 km2) across Clay Township in Hamilton County, Indiana, and is bordered by the White River to the east; the Hamilton-Boone county line to the west; 96th Street to the south and 146th Street to the north. Although Carmel was home to one of the first electronic automated traffic signals in the state, the city has constructed 141 roundabouts between 1988 and 2022.

OTC Markets Group

OTC Markets Group

OTC Markets Group is an American financial market providing price and liquidity information for almost 10,000 over-the-counter (OTC) securities. The group has its headquarters in New York City. OTC-traded securities are organized into three markets to inform investors of opportunities and risks: OTCQX, OTCQB and Pink.

United States Department of Education

United States Department of Education

The United States Department of Education is a Cabinet-level department of the United States government. It began operating on May 4, 1980, having been created after the Department of Health, Education, and Welfare was split into the Department of Education and the Department of Health and Human Services by the Department of Education Organization Act, which President Jimmy Carter signed into law on October 17, 1979.

History

In 1946, ITT Tech was established as Educational Services, Inc.[10] From 1965 until its IPO in 1994, ITT Tech was a wholly owned subsidiary of the ITT Corporation (as "ITT/ESI").[11] During its years in operation, it was based in Carmel, Indiana.[12] By 1986, all its institutions had become known by the common name "ITT Technical Institute." By 1999, ITT Corporation had divested itself completely of ITT Tech's shares. The schools were allowed to continue using the "ITT" name under license.[13]

In about 2004, ITT Tech came under fire for questionable practices including allegations of high-pressure recruiting tactics, falsified paperwork, high default rates on ITT Tech student loans, and inadequate educational standards.

In the mid-2000s, CEO Rene Champagne cashed out more than $50 million in stock,[14] before stepping down from the position in 2007.[15] Kevin Modany was appointed as CEO, while maintaining all of the positions (president, COO, and director) he had held from early June 2002.[16]

It acquired the financially struggling Daniel Webster College (DWC) in Nashua, New Hampshire[17] in June 2009 for $29.3 million.[18][19][20] The nonprofit college converted into a for-profit institution.[21] In 2013, ESI began operating public charter schools in three cities: Indianapolis, Tempe, and Troy, Michigan.[22] In charter documents, the company referred to potential students as "educational have-nots."[23]

ITT Technical Institute charged among the highest tuition fees in the industry - between $45,000 to $85,000 in 2014 - and had the industry's highest rate of loans that went into default within two years of attendance.[24][25]

In 2016, Chinese investors Zhifeng Zhang and Yude Zhang became ESI insiders, purchasing more than 3,000,000 shares of ITT Educational Services stock.[26] In July 2016, ESI reported that enrollment was projected to drop by 30% to 40% from 2015 to 2016.[2] In August 2016, the U.S. Department of Education barred the company from enrolling new students who use government loans. On the 30th of the same month, ITT Technical Institute stopped accepting applications for new enrollment.[27][28] At that time, ITT Tech said that existing students could still finish their studies. ITT Tech also said that they would continue to operate until the last of its enrolled students either graduate or drop out.[28] However, on September 6, 2016, ITT Technical Institute announced that it was shutting down all of its campuses, effective immediately.[29]

At the time of its system-wide closure on September 6, 2016, the school had more than 130 ITT Technical Institute campuses across the United States,[30] with more than 40,000 students and 8,000 employees.[31] ITT Educational Services filed for Chapter 7 bankruptcy liquidation on September 16, 2016.[7]

As for DWC, Southern New Hampshire University (SNHU), a nonprofit college in Manchester, New Hampshire, hired most of the college's faculty and staff. This arrangement allowed the 2016–17 academic year to proceed as usual. DWC's aviation and engineering programs were effectively transferred into SNHU, which had offered to buy the Nashua campus.[32][33] However, its bid got rejected, and SNHU instead opted to build a new on-campus science and engineering building.[34][35]

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Carmel, Indiana

Carmel, Indiana

Carmel is a suburban city in Indiana, United States, immediately north of Indianapolis. With a population of 100,777, the city spans 49 square miles (130 km2) across Clay Township in Hamilton County, Indiana, and is bordered by the White River to the east; the Hamilton-Boone county line to the west; 96th Street to the south and 146th Street to the north. Although Carmel was home to one of the first electronic automated traffic signals in the state, the city has constructed 141 roundabouts between 1988 and 2022.

Daniel Webster College

Daniel Webster College

Daniel Webster College (DWC) was a private college in Nashua, New Hampshire. It operated from 1965 through 2017 and had a strong aeronautics focus during much of its history. It was a nonprofit college until 2009, when ITT Educational Services, Inc. bought it and converted it to a for-profit model. ITT declared bankruptcy in September 2016. It was operated through the 2016–17 academic year by Southern New Hampshire University, after which the college was closed. As of early 2022, the campus was unoccupied.

Nashua, New Hampshire

Nashua, New Hampshire

Nashua is a city in southern New Hampshire, United States. At the 2020 census, it had a population of 91,322, the second-largest in northern New England after nearby Manchester. Along with Manchester, it is a seat of New Hampshire's most populous county, Hillsborough.

Charter school

Charter school

A charter school is a school that receives government funding but operates independently of the established state school system in which it is located. It is independent in the sense that it operates according to the basic principle of autonomy for accountability, that it is freed from the rules but accountable for results.

Indianapolis

Indianapolis

Indianapolis, colloquially known as Indy, is the capital and most populous city of the U.S. state of Indiana and the seat of Marion County. According to the U.S. Census Bureau, the consolidated population of Indianapolis and Marion County was 977,203 in 2020. The "balance" population, which excludes semi-autonomous municipalities in Marion County, was 887,642. It is the 15th most populous city in the U.S., the third-most populous city in the Midwest, after Chicago and Columbus, Ohio, and the fourth-most populous state capital after Phoenix, Arizona, Austin, Texas, and Columbus. The Indianapolis metropolitan area is the 33rd most populous metropolitan statistical area in the U.S., with 2,111,040 residents. Its combined statistical area ranks 28th, with a population of 2,431,361. Indianapolis covers 368 square miles (950 km2), making it the 18th largest city by land area in the U.S.

Tempe, Arizona

Tempe, Arizona

Tempe is a city in Maricopa County, Arizona, United States, with the Census Bureau reporting a 2020 population of 180,587. The city is named after the Vale of Tempe in Greece. Tempe is located in the East Valley section of metropolitan Phoenix; it is bordered by Phoenix and Guadalupe on the west, Scottsdale and the Salt River Pima–Maricopa Indian Community on the north, Chandler on the south, and Mesa on the east. Tempe is also the location of the main campus of Arizona State University.

Troy, Michigan

Troy, Michigan

Troy is a city in Oakland County, Michigan, United States. Its population was 87,294 at the 2020 U.S. census, making Troy the most populous city in the county and the 13th most-populous municipality in the state. Troy is a northern suburb of Metro Detroit, located about sixteen miles (26 km) northwest of downtown Detroit.

Default (finance)

Default (finance)

In finance, default is failure to meet the legal obligations of a loan, for example when a home buyer fails to make a mortgage payment, or when a corporation or government fails to pay a bond which has reached maturity. A national or sovereign default is the failure or refusal of a government to repay its national debt.

Chapter 7, Title 11, United States Code

Chapter 7, Title 11, United States Code

Chapter 7 of Title 11 of the United States Code governs the process of liquidation under the bankruptcy laws of the United States, in contrast to Chapters 11 and 13, which govern the process of reorganization of a debtor. Chapter 7 is the most common form of bankruptcy in the United States.

Southern New Hampshire University

Southern New Hampshire University

Southern New Hampshire University (SNHU) is a private university between Manchester and Hooksett, New Hampshire. The university is accredited by the New England Commission of Higher Education, along with national accreditation for some hospitality, health, education and business degrees. SNHU is one of the fastest-growing universities nationwide with 135,000 online students and 3,000 on campus.

Manchester, New Hampshire

Manchester, New Hampshire

Manchester is the most populous city in the U.S. state of New Hampshire and in northern New England, a region comprising the states of Maine, New Hampshire, and Vermont. At the 2020 census, it had a population of 115,644.

Student loan debt and debt relief

In 2014, Time magazine ranked ITT Technical Institute No. 2 on its list of "The 5 Colleges That Leave the Most Students Crippled By Debt".[36] Among ITT Tech graduates with loans due in 2011, 22% had defaulted by 2014. This statistic compares with a default rate of about 13.7% for student loans generally. According to the Time magazine report, ITT Tech's default rate ranked second. The for-profit University of Phoenix had a lower default rate by percentage (19% at Phoenix versus ITT Tech's 22%). However, the total number of students in default from Phoenix was much higher (45,123 Phoenix students versus 11,260 ITT Tech students).[36]

According to the College Scorecard, as of March 2016, 39% of ITT Tech graduates were paying off their debt, compared to the national average of 66% among all U.S. schools.[37] This percentage represented the number of graduates able to repay at least $1 in student loan debt in the three years after their graduation.[37]

In 2018, a settlement to a class-action lawsuit was tentatively reached to wipe out student loans for attendees from 2006 to 2016.[38] Students who attended ITT Tech may be able to have their debt forgiven by applying to the United States Department of Education for borrower defense to repayment.[39] However, Secretary of Education Betsy DeVos announced on July 25, 2018, that the borrower defense rule would be rewritten and replaced with a stricter repayment policy starting July 1, 2019.[40][41] On December 13, 2018, a US federal court ruled that the Department's decision to do this was "arbitrary and capricious." The court sided with plaintiffs in invalidating the stay put in place by the Department of Education. There will be an additional hearing on December 14, 2018, to "address remedies."[42][43][44]

In June 2019, Student CU Connect CUSO, a private lender for ITT Tech, settled with the Consumer Financial Protection Bureau and 44 states and the District of Columbia. The settlement called for CUSO to forgive a reported $168 million in private student loans. CUSO agreed to stop collecting on, and discharge, all of the loans.[45]

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Time (magazine)

Time (magazine)

Time is an American news magazine based in New York City. For nearly a century, it was published weekly, but starting in March 2020 it transitioned to every other week. It was first published in New York City on March 3, 1923, and for many years it was run by its influential co-founder, Henry Luce. A European edition is published in London and also covers the Middle East, Africa, and, since 2003, Latin America. An Asian edition is based in Hong Kong. The South Pacific edition, which covers Australia, New Zealand, and the Pacific Islands, is based in Sydney.

University of Phoenix

University of Phoenix

University of Phoenix (UoPX) is a private for-profit university headquartered in Phoenix, Arizona. Founded in 1976, the university confers certificates and degrees at the certificate, associate, bachelor's, master's, and doctoral degree levels. It is institutionally accredited by the Higher Learning Commission and has an open enrollment admissions policy for many undergraduate programs. The school is currently owned by Apollo Global Management and Vistria Group, two US private-equity firms, but is in the process of being sold.

United States Department of Education

United States Department of Education

The United States Department of Education is a Cabinet-level department of the United States government. It began operating on May 4, 1980, having been created after the Department of Health, Education, and Welfare was split into the Department of Education and the Department of Health and Human Services by the Department of Education Organization Act, which President Jimmy Carter signed into law on October 17, 1979.

Betsy DeVos

Betsy DeVos

Elisabeth Dee DeVos is an American politician, philanthropist, and former government official who served as the 11th United States secretary of education from 2017 to 2021. DeVos is known for her conservative political activism, and particularly her support for school choice, school voucher programs, and charter schools. She was Republican national committeewoman for Michigan from 1992 to 1997 and served as chair of the Michigan Republican Party from 1996 to 2000, and again from 2003 to 2005. She has advocated for the Detroit charter school system and she is a former member of the board of the Foundation for Excellence in Education. She has served as chair of the board of the Alliance for School Choice and the Acton Institute and headed the All Children Matter PAC.

Consumer Financial Protection Bureau

Consumer Financial Protection Bureau

The Consumer Financial Protection Bureau (CFPB) is an agency of the United States government responsible for consumer protection in the financial sector. CFPB's jurisdiction includes banks, credit unions, securities firms, payday lenders, mortgage-servicing operations, foreclosure relief services, debt collectors, and other financial companies operating in the United States. Since its founding, the CFPB has used technology tools to monitor how financial entities used social media and algorithms to target consumers.

Academics

The school characterized ITT Tech students as "older and balancing family obligations with underemployment."[46] The company's web site stated: "The programs employ traditional, applied and adult-learning pedagogies and are delivered through traditional, accelerated and distance methodologies in a learner-centered environment of mutual respect."[47]

ITT Tech offered associate, bachelor's, and master's (business-only, online) degrees. The commonwealth of Pennsylvania was the only state which forbade ITT Tech to offer master's degrees. As of December 31, 2015, the ITT Technical Institutes were offering 49 education programs in various fields of study.[3]

At the vast majority of campuses, ITT Tech organized the academic schedules based on four 12-week academic quarters in a calendar year, with new students beginning at the start of each academic quarter. Using that calendar, students taking a full course load could complete associate degree programs in seven or eight academic quarters, bachelor's degree programs in 14 or 15 academic quarters, or a master's degree program in seventeen academic quarters.[3]

Depending on student enrollment, class sessions at ITT Technical Institute campuses were generally available during the day and evening. The courses for education programs taught online were delivered through an asynchronous learning network and had a prescribed schedule for completion of the coursework. At the vast majority of ITT Technical Institute campuses, the class schedule for education program residence courses and the coursework completion schedule for online courses generally provided students with the flexibility to maintain employment concurrently with their studies. Student surveys indicated that a majority of ITT Technical Institute students worked at least part-time during their programs. A significant portion of classes involved practical study in a lab environment.[3]

Accreditation

ITT Tech was nationally accredited by the Accrediting Council for Independent Colleges and Schools (ACICS). According to ITT Educational Services' annual report for the fiscal year 2015, 31 campuses and more than 400 programs were not meeting ACICS standards for student retention.[3] Per the ITT Tech web site, "it is unlikely that any credits earned at an ITT Technical Institute will be transferable to or accepted by any institution other than an ITT Technical Institute."[47] In April 2016, ACICS issued the company a "show cause" order to request information establishing why the accreditor should continue to accredit the institution. This order was in response to its programs being non-compliant with specific standards.[48]

Rankings

In 2015, financial news site TheStreet.com ranked ITT Technical Institute-Seattle on a list of "10 Best U.S. Two-Year Colleges That Actually Pay Off."[49] According to TheStreet.com, ITT's Seattle campus ranked fourth in terms of alumni reporting rewarding careers, only after its sister ITT Technical Institute schools in San Antonio, West Houston, and San Diego.[49]

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Bachelor's degree

Bachelor's degree

A bachelor's degree or baccalaureate is an undergraduate academic degree awarded by colleges and universities upon completion of a course of study lasting three to six years. The two most common bachelor's degrees are the Bachelor of Arts (BA) and the Bachelor of Science. In some institutions and educational systems, certain bachelor's degrees can only be taken as graduate or postgraduate educations after a first degree has been completed, although more commonly the successful completion of a bachelor's degree is a prerequisite for further courses such as a master's or a doctorate.

Master's degree

Master's degree

A master's degree is a postgraduate academic degree awarded by universities or colleges upon completion of a course of study demonstrating mastery or a high-order overview of a specific field of study or area of professional practice. A master's degree normally requires previous study at the bachelor's level, either as a separate degree or as part of an integrated course. Within the area studied, master's graduates are expected to possess advanced knowledge of a specialized body of theoretical and applied topics; high order skills in analysis, critical evaluation, or professional application; and the ability to solve complex problems and think rigorously and independently.

Accrediting Council for Independent Colleges and Schools

Accrediting Council for Independent Colleges and Schools

The Accrediting Council for Independent Colleges and Schools (ACICS) is a non-profit education corporation that was recognized until 2022 by the United States Department of Education as an independent and autonomous national accrediting body.

San Antonio

San Antonio

San Antonio, officially the City of San Antonio, is a city in Bexar County, Texas. The city is the seventh most populous in the United States, the second largest in the Southern United States, and the second most populous in Texas. It is the 12th most populous city in North America, with 1,434,625 residents as of 2020.

San Diego

San Diego

San Diego is a city on the Pacific Ocean coast of Southern California located immediately adjacent to the Mexico–United States border. With a 2020 population of 1,386,932, it is the eighth most populous city in the United States and the seat of San Diego County, the fifth most populous county in the United States, with 3,286,069 estimated residents as of 2021. The city is known for its mild year-round Mediterranean climate, natural deep-water harbor, extensive beaches and parks, long association with the United States Navy, and recent emergence as a healthcare and biotechnology development center. San Diego is the second largest city in the state of California after Los Angeles.

Legal issues

In September 1998, ITT Tech agreed to settle eight legal proceedings involving 40 former students arising out of their recruitment and education practices at ITT Tech campuses. The settlements cost $12.9 million, which included legal fees.[50]

In 1999 Daniel Graves filed a whistleblower lawsuit against ITT Tech that lasted about 17 years. The case was closed in 2003, despite showing a culture of corruption.[51]

In 2004, federal agents raided the company's headquarters and ten of its campuses in Indiana, Texas, Virginia, Florida, Louisiana, Nevada, California, and Oregon.[52] The investigation negatively affected the company's stock and triggered several class-action lawsuits by investors.[53][54] The same year, the Office of the Attorney General for the State of California ("CAG") investigated ITT Technical Institutes in California. The CAG's investigation was in response to qui tam actions filed against the company under either state, federal, or both False Claims Acts. (Qui tam actions are writs through which private individuals who assist a prosecution can receive part or all of the damages or financial penalties recovered by the government as a result of the prosecution). The probe alleged that ITT Tech falsified records relating to student attendance, grades, and academic progress. It also said that ITT Tech falsified student grade point average calculations used to qualify students for financial aid under the State's Cal Grant Program and retaliated against employees who may have complained about those alleged acts.[55] Omer Waddles, ESI's CEO, and a former counsel for Edward Kennedy, also resigned.[56][57]

In October 2005, ITT agreed to pay $730,000 to settle a lawsuit with California. The involved employees alleged that it inflated students' grade point averages to qualify them for more financial aid from the State of California.[58]

A February 2011 investigative report by WTMJ-TV in Milwaukee found evidence of widespread grade inflation at the school's Milwaukee area location in Greenfield. In one instance a student received a score of 100% on a computer forensics assignment by emailing the professor a noodle recipe. The station believed this to be a way to increase federal student aid funding.[59]

In 2013, a complaint was filed against ESI and two ESI executive officers in U.S. District Court for the Southern District of New York regarding securities. The Massachusetts Laborers' Annuity Fund filed a similar complaint and the cases were consolidated. The Plumbers and Pipefitters National Pension Fund and Metropolitan Water Reclamation District Retirement Fund were the lead plaintiffs.[60] Students continue to allege that private loans with JP Morgan Chase and other banks are predatory loans.[61] In 2013 USA Today listed more than 50 ITT campuses as "red flag" schools because their student loan default rates were higher than their graduation rates.[62]

On February 26, 2014, the Consumer Financial Protection Bureau (CFPB) sued ITT. The CFPB alleged that they used high-pressure tactics to coerce students into high-interest private loans that were likely to end in default.[61][63] ESI is also being investigated by at least a dozen state attorneys general for allegations of fraud and deceptive marketing.[60][64][65] According to a July 2014 Senate Health, Education, Labor, and Pensions (HELP) committee report, 57% of ITT programs would fail the Department of Education's proposed Gainful Employment rule.[66]

On October 19, 2015, the US Department of Education announced that because of the company's failure "to meet its fiduciary obligations" it was being placed under heightened cash monitoring.[67] In a 2015 federal whistleblower lawsuit, a former ITT Tech dean of academic affairs alleged that the company (1) directed recruiters to use coercive tactics to pressure students into enrolling, (2) admitted students who were unable to succeed at the school, (3) unlawfully paid sales commissions to recruiters, and (4) lied to students about their financial obligations and transferability of ITT credits to other schools and about the jobs students could expect to get after graduating.[68] The same year, The California Department of Veterans Affairs (CalVet) temporarily ordered ITT Tech to stop enrolling new or returning students who fund their educations with GI Bill benefits.[69] In 2015, the Securities and Exchange Commission also announced fraud charges against ITT Educational Services Inc., its chief executive officer Kevin Modany, and its chief financial officer Daniel Fitzpatrick.[70]

In 2016, Massachusetts Attorney General Maura Healey sued ITT Educational Services for allegedly "misleading and harassing students."[71][72] Breckinridge nurses also sued ITT Education for fraud.[73] The following states issued subpoenas or Civil Investigative Demands against ITT Tech between the beginning of 2004 and the end of May 2014, under the authority of their consumer protection statutes: Arkansas, Arizona, Colorado, Connecticut, District of Columbia, Hawaii, Idaho, Iowa, Kentucky, Maryland, Massachusetts, Minnesota, Missouri, Nebraska, North Carolina, Oregon, Pennsylvania, Tennessee and Washington.[74] On August 25, 2016, the U.S. Department of Education banned ITT Tech from enrolling students who receive federal aid. The Department also doubled the surety funds that ITT Tech was required to have, and to produce those funds within 30 days. Stock markets reacted with a punishing 35% drop, which triggered a halt in trading, raising concerns about whether ITT Educational would be able to survive this latest decision.[75] On September 6, 2016 ITT Tech ceased operations and closed all of its locations, issuing a statement that attributed the closing to the Department of Education's actions.[29]

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Qui tam

Qui tam

In common law, a writ of qui tam is a writ through which private individuals who assist a prosecution can receive for themselves all or part of the damages or financial penalties recovered by the government as a result of the prosecution. Its name is an abbreviation of the Latin phrase qui tam pro domino rege quam pro se ipso in hac parte sequitur, meaning "[he] who sues in this matter for the king as well as for himself."

Writ

Writ

In common law, a writ is a formal written order issued by a body with administrative or judicial jurisdiction; in modern usage, this body is generally a court. Warrants, prerogative writs, subpoenas, and certiorari are common types of writ, but many forms exist and have existed.

Investigative journalism

Investigative journalism

Investigative journalism is a form of journalism in which reporters deeply investigate a single topic of interest, such as serious crimes, political corruption, or corporate wrongdoing. An investigative journalist may spend months or years researching and preparing a report. Practitioners sometimes use the terms "watchdog reporting" or "accountability reporting."

WTMJ-TV

WTMJ-TV

WTMJ-TV is a television station in Milwaukee, Wisconsin, United States, affiliated with NBC. It is owned by the E. W. Scripps Company alongside Kenosha-licensed Ion Television station WPXE-TV. WTMJ-TV's studios are located on Capitol Drive in Milwaukee, and its transmitter is located approximately four miles (6.4 km) north of downtown Milwaukee.

Milwaukee

Milwaukee

Milwaukee, is the most populated city in the U.S. state of Wisconsin and the county seat of Milwaukee County. With a population of 577,222 at the 2020 census, Milwaukee is the 31st largest city in the United States, the fifth-largest city in the Midwestern United States, and the second largest city on Lake Michigan's shore behind Chicago.

Grade inflation

Grade inflation

Grade inflation is the awarding of higher grades than students deserve, which yields a higher average grade given to students.

Greenfield, Wisconsin

Greenfield, Wisconsin

Greenfield is a city in the U.S. state of Wisconsin. Located in Milwaukee County, Greenfield is one of many bedroom communities in the Milwaukee metropolitan area. The population was 37,803 as of the 2020 Census.

USA Today

USA Today

USA Today is an American daily middle-market newspaper and news broadcasting company. Founded by Al Neuharth on September 15, 1982, the newspaper operates from Gannett's corporate headquarters in Tysons, Virginia. Its newspaper is printed at 37 sites across the United States and at five additional sites internationally. The paper's dynamic design influenced the style of local, regional, and national newspapers worldwide through its use of concise reports, colorized images, informational graphics, and inclusion of popular culture stories, among other distinct features.

Consumer Financial Protection Bureau

Consumer Financial Protection Bureau

The Consumer Financial Protection Bureau (CFPB) is an agency of the United States government responsible for consumer protection in the financial sector. CFPB's jurisdiction includes banks, credit unions, securities firms, payday lenders, mortgage-servicing operations, foreclosure relief services, debt collectors, and other financial companies operating in the United States. Since its founding, the CFPB has used technology tools to monitor how financial entities used social media and algorithms to target consumers.

Maura Healey

Maura Healey

Maura Tracy Healey is an American lawyer and politician serving as the 73rd governor of Massachusetts since 2023. A member of the Democratic Party, she served as Massachusetts Attorney General from 2015 to 2023, and was elected governor in 2022, defeating Republican nominee Geoff Diehl.

Surety

Surety

In finance, a surety, surety bond or guaranty involves a promise by one party to assume responsibility for the debt obligation of a borrower if that borrower defaults. Usually, a surety bond or surety is a promise by a surety or guarantor to pay one party a certain amount if a second party fails to meet some obligation, such as fulfilling the terms of a contract. The surety bond protects the obligee against losses resulting from the principal's failure to meet the obligation. The person or company providing the promise is also known as a "surety" or as a "guarantor".

Notable alumni

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Dominion Voting Systems

Dominion Voting Systems

Dominion Voting Systems Corporation is a company that produces and sells electronic voting hardware and software, including voting machines and tabulators, in Canada and the United States. The company's headquarters are in Toronto, Ontario, where it was founded, and Denver, Colorado. It develops software in offices in the United States, Canada, and Serbia.

Curt Cobb

Curt Cobb

Curt Cobb is an American politician and served as a Democratic member of the Tennessee House of Representatives for the 62nd district, which encompasses Bedford County and parts of Lincoln County and Rutherford County. Curt Cobb began his service in the 103rd Tennessee General Assembly.

Tennessee House of Representatives

Tennessee House of Representatives

The Tennessee House of Representatives is the lower house of the Tennessee General Assembly, the state legislature of the U.S. state of Tennessee.

Jon Hensley (radio personality)

Jon Hensley (radio personality)

Jonathan Lee Hensley was an American radio personality and artist manager. Best known as the host of the nationally syndicated Are You Ready for the Country? radio program, Hensley interviewed more than a hundred celebrities and entertainers from the launch of his radio career in 2002 until his death in 2015.

Yvette Herrell

Yvette Herrell

Stella Yvette Herrell is an American politician and realtor who served as the U.S. representative for New Mexico's 2nd congressional district from 2021 to 2023. A member of the Republican Party, she served four terms as a member of the New Mexico House of Representatives for the 51st district from 2011 to 2019.

New Mexico

New Mexico

New Mexico is a state in the Southwestern United States. It is one of the Mountain States of the southern Rocky Mountains, sharing the Four Corners region of the western U.S. with Utah, Colorado, and Arizona, and bordering Texas to the east and southeast, Oklahoma to the northeast, and the Mexican states of Chihuahua and Sonora to the south. New Mexico's largest city is Albuquerque, and its state capital is Santa Fe, which is the oldest state capital in the U.S., having been founded in 1610 as the government seat of Nuevo México in New Spain.

New Mexico's 2nd congressional district

New Mexico's 2nd congressional district

New Mexico's 2nd congressional district serves the southern half of New Mexico, including Las Cruces, Roswell, and the southern fourth of Albuquerque. Geographically, it is the fifth-largest district in the nation and the largest to not contain an entire state. It is currently represented by Democrat Gabe Vasquez.

David Joyner (actor)

David Joyner (actor)

David Eugene Joyner is an American actor. He is best known for physically portraying Barney from 1991 to 2001, and 2022 to present on the 2-part adult docuseries I Love You, You Hate Me, the successor children's television series Barney & Friends and its predecessor Barney and the Backyard Gang. Later on, he played the title character of Hip Hop Harry.

Barney & Friends

Barney & Friends

Barney & Friends is an American children's television series targeted at children aged 2–7, created by Sheryl Leach. The series first aired on PBS on April 6, 1992 and features Barney a purple anthropomorphic dinosaur who conveys educational messages through songs and small dance routines with a friendly, huggable and optimistic attitude. The series ended on November 2, 2010, although new videos were still released on various dates after the last episode aired. Reruns aired on Sprout from 2005 until 2015, and from December 17, 2018, onward on Sprout's successor network, Universal Kids.

Ricardo Raschini

Ricardo Raschini

Ricardo Raschini is a Brazilian bobsledder and luger who competed in luge from the late 1990s to the early 2000s and in bobsleigh from 2002 to 2006. At the 2006 Winter Olympics in Turin, he finished 25th in the four-man event.

2006 Winter Olympics

2006 Winter Olympics

The 2006 Winter Olympics, officially the XX Olympic Winter Games and also known as Torino 2006, were a winter multi-sport event held from 10 to 26 February 2006 in Turin, Italy. This marked the second time Italy had hosted the Winter Olympics, the first being in 1956 in Cortina d'Ampezzo; Italy had also hosted the Summer Olympics in 1960 in Rome.

DJ Tab

DJ Tab

Trumaine Barnett-Epps, professionally known as DJ Tab, is an American hip hop DJ, record producer and entrepreneur. He has worked with DJ Khaled, Chris Brown, Bow Wow and J-Kwon. In 2015, he was nominated in the Midwest Regional Club DJ of the Year at the 4th edition of the annual Global Spin Awards. He is presently the owner of Streetz 105.1, and his is currently a radio personality on Sirius XM Shade 45 on Sunday nights.

Source: "ITT Technical Institute", Wikipedia, Wikimedia Foundation, (2023, February 3rd), https://en.wikipedia.org/wiki/ITT_Technical_Institute.

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Further Reading

Student loan

WyoTech

Walden University

Daniel Webster College

Southern New Hampshire University
See also
References
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